Gold funds
Gold funds usually track gold-related assets or gold ETFs. Gold may behave differently from equity during some market stress periods, but it can also underperform for long periods.
Gold vs silver funds
Gold and silver funds can diversify, but they are not guaranteed-return products. Learn how to study them.
Silver funds
Silver has both precious metal and industrial demand characteristics. This can make silver funds volatile and sensitive to economic cycles.
Diversification role
Some investors study gold or silver as a small diversification allocation. The role depends on portfolio, risk comfort, and goal.
Risks of metal funds
Metal funds can fall, stay flat, or underperform other assets. Currency movement, global prices, fund expenses, and demand conditions can affect returns.
How PlanSIP studies metals
PlanSIP calculates historical NAV returns for gold and silver mutual funds where MFapi data is available. It does not predict metal prices.
Educational disclaimer
This guide is for education only. It is not investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any mutual fund. Mutual fund investments are subject to market risks. Historical returns do not guarantee future performance.