What it calculates
Enter outstanding loan, EMI, interest rate, remaining years, extra monthly SIP, and assumed SIP return. PlanSIP estimates loan balance, side corpus, potential time saved, and interest potentially saved.
Study Loan Closure with SIP Side Corpus
Compare your EMI-only path with a separate monthly SIP and estimate when the SIP corpus may help close a loan earlier.
Why it helps
Many borrowers wonder whether they should prepay a loan or invest separately. This calculator gives a planning view, not a final decision.
Works for
- Home loans
- Car loans
- Education loans
- Personal loans
Limitations
It does not include taxes, exit loads, emotional comfort, lender charges, or guaranteed returns. Treat it as a study model.
Loan Freedom is not loan advice, tax advice, or investment advice. Use it only for education and planning.