SIP Calculator India

SIP Calculator for India

Estimate how a monthly SIP may grow over time, understand compounding, and then study real historical SIP outcomes using mutual fund NAV data.

What this calculator helps with

A SIP calculator helps estimate future corpus from monthly investment, assumed annual return, and investment period. It is useful for planning first crore goals, retirement, education, house goals, and long-term wealth creation.

What makes PlanSIP different

PlanSIP goes beyond a normal SIP calculator. It can replay a historical SIP using actual NAV dates for selected mutual funds, calculate current value, profit, and XIRR-style returns where practical.

How to use it

  1. Choose the SIP Challenge tab.
  2. Search and add up to three mutual funds.
  3. Enter your monthly SIP amount.
  4. Choose 3, 5, or 10 years.
  5. Compare historical outcomes.

Important reminder

Estimated SIP returns are not guaranteed. Historical NAV simulation shows what happened in the past, not what will happen in the future.

PlanSIP is for educational and analytical purposes only. Mutual fund investments are subject to market risks. Consider consulting a SEBI-registered investment adviser before investing.